An Excerpt from "Malcolm" a Novel

Malcolm is an interesting fellow. He is a hunter who is single minded when it comes to his prey. In this introductory first book, we learn about him and his talents. We learn about his childhood and his mentor. Malcolm is not a serial killer. He does have some of the tendencies of one but he is not. In telling the story, we pit him against the most despicable of persons as we could find. There will be no love lost for them and their fate. The story is fast pace and reads like a movie script. Below you will find and excerpt from the book. Have a look and hope you enjoy it. Thank you.

PRELUDE

 

I am what I am.  I have no qualms about that.  I have been aware of my true nature since childhood.  I am aware of my urges and to what those urges could lead.  But, I see no reason why I should prey on the weak, the old and the helpless.  I have read about my kind.  I have some insight into their behavior.  They seek out a certain segment of our society.  They seem to be guided by an unseen hand.  The answer to this is as clear as it is hidden.  And even though I was brought up Catholic, I am not a religious man.  But those who are religious would say; they are doing the bidding of their master. There is some truth to that.  However, that is not the case with me.  I fear God and not much else.  I seek to fulfill my own personal self-gratifications and to cultivate my own insatiable urges.  My name is Malcolm, Malcolm Forbes.  If you are weak, helpless and un-challenging, you have nothing to fear from me.  If you believe yourself to be strong, untouchable and a master of the universe, you and I will be having a conversation.  Again, my name is Malcolm and soon, it will be time to “PLAY.”

Tax me: Taxes and IRA's

What if the U.S. Government implemented a federal sales tax on all online purchases amounting to 1-3 % of the item being purchased? What if they then took that revenue and set up Individual Retirement Accounts for citizens of the U.S. (and possibly residents)? We would still have Social Security Benefits. This new revenue would be another income stream for the retired.

The finer points to this is that many of us shop online.  The more money you have the more money you spend online. This would serve as a tax that takes into account wealth distribution in the reverse. The payments of interest on the IRA (Let's call it Federal IRA'S) would be the same for everyone. The amount would fluctuate base on how much sales tax is collected. It has been stated that for the holiday season of 2014, 89 billion dollars will be generated. The amount of tax revenue will only go up as online shopping increases.

Collection of the funds can be accomplished by expanding the duties of the IRS. Collection could also be done through credit card companies. They are the point of sale after all to some degree for this purpose. Distribution can be accomplished by expanding the functions of the Social Security Administration. The collected revenue could be managed in similar fashion to the way money is managed through index mutual funds. Questions on the age retirement and what it should be would need to be answered. We are all living longer.

So, would you be willing to pay a federal sales tax on your online purchase if it benefited you in this manner?